Phone : 580-238-1404
Email : chifriedchicken@gmail.com

Finding a Banker in Texoma

Finding a Banker in Texoma

Finding a Banker in Texoma

Sticky
Mar 15, 2018
Comments Off on Finding a Banker in Texoma

If you’re in the market for real estate, you won’t get too far without a banker. A good banker will be your guiding hand through the mortgage process, whether you’re buying your first or your tenth home. Texoma is chock full of bankers, but there’s a huge difference between an average one and a great one.

Property UNDER $50K Property UNDER $100K Property UNDER $150K Property UNDER $200K Property OVER $200K

 

Finding a mortgage is probably the least exciting part of purchasing a home, but it’s also not to be taken lightly. A small mistake in your mortgage could cost you thousands of dollars and set back your dream of mortgage-free living.

 

Here are some things you should think about before speaking with a potential banker about homeownership:

 

Decide on a fixed, variable, or hybrid interest rate

Depending on the interest rates you are offered, a different type of rate may work better for you. If you find an excellent rate and only foresee it increasing in the future, then the peace of mind of a fixed interest rate will probably work best. However, your banker will be able to help you weigh all your different options at the given time.

 

Compare rates

Interest rates vary from lender to lender, and can vary widely between banks and mortgage brokers. One percentage point makes a big difference in the overall cost of your loan, so you want to shop around. Don’t be afraid to get pre-qualified or check your eligibility with several bankers before making your final decision.

 

Choose a repayment term

In Texoma, you can choose a repayment term up to 30 years, and that’s the term that many people choose. However, depending on your income and down payment, consider choosing a shorter term. Even lowering your term by 5 to 10 years can shave thousands off of your total interest payment and will make you debt-free that much sooner. Talk to your banker about what you can afford.

 

If you’re having trouble deciding, here are three lenders that we recommend to our Texoma clients:

 

CHOCTAW HOME FINANCE

Choctaw Home Finance

Phone : 580-326-7521

Website : http://www.choctawhomefinance.web-loans.com/

 

FIRST UNITED

Brooke Fields

Phone : 580-634-6253

Website : https://bfields.firstunitedteam.com/

 

 

Morgan Graham

Phone : 580.380.1512

Website : https://mgraham.firstunitedteam.com/

 

 

GEMINI LENDING

Brian Harrold

Phone : (620) 870-2964

Website : https://www.geminifunding.net

 

 

GUILD MORTGAGE

David Jones

Phone : 580-920-1272

Website : http://branches.guildmortgage.com/ok/durant/2927-w–university-blvd-.html

 

 

LANDMARK BANK

Cathryn Phelps

Phone : (580) 924-9090

Website : https://cphelps-landmarkbank1.mortgagewebcenter.com/

 

 

MOVEMENT MORTGAGE

Jason Stier

Phone : +1 (469) 340-6451

Website : https://movement.com/lo/jason-stier/

 

 

VISION BANK

Leeann Hodges

Phone : (580) 931-0808;6503

Website : https://www.visionbankok.com/about-us/locations/durant

 

To get in touch with any of these top-notch Texoma bankers, click here for their contact details.

 

Brian A. Allen is a new Realtor and is full of energy, excitement and zeal for every sale. He spent most of his career in marketing and now applies that skill set to the homes his clients want to sell. Click here to learn more about Brian A. Allen

 

 

 

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  • About Me

    Hi, I am Brian Allen. Yes, that's correct—the Brian Allen—most notably known for being a country boy with extensive knowledge of digital marketing and a keen interest in helping my clients understand how simple and fun the home buying and/or selling journey can be. Yep, that's me!... Read more

  • Contact Us

    Company Name

     Brewer Realty Group

    Address

     1010 W Main Street, Durant, OK 74701

    Phone

     580-238-1404

    Office Phone

     580-745-9499

    Email

     chifriedchicken@gmail.com

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